Broker Check

M2 client first experience

Our Approach

Our team’s unique “Client First” Experience of Advice, Guidance and Direction is personal and individually tailored to meet your life. Leveraging insight from 80+ years of total team experience make us an invaluable part of our client’s lives.

Advice

The path, developed together as a team, is tailored to your goals and financial situation. We work together to understand you and your family’s specific and personal objectives, your past money-related behaviors, and your priorities and values relating to your goals. The path is designed to serve as the foundation for decision-making going forward and reviewed on a regularly scheduled, ongoing basis as part of our process.

Guidance

Guidance is leveraging the insight from our 80+ years of combined experience to implement and get you on the established path. We guide you through the tangled maze that financial services consumers face by deploying life simplifying and straightforward financial solutions, systems, and strategies. This alignment and implementation of the planning methods and strategies is designed to be a starting point down the path.

Direction

With a path established and your financial life aligned with your targets, ongoing updates and outlooks are critical to success. We work with you by advising on and facilitating adjustments in strategy and approach as you continue on your financial path. We look forward to the future with a supportive, motivational, and inspired approach while keeping a watchful eye on the present. We strive to continually build on our partnership with our clients and strengthen our on-going relationships through unrivaled service, communication, and solid, consistent advice.

ADVICE

  • Retirement Planning and Retirement
  • Income Planning / Retiree Spend Plan
  • Investment Strategies
  • Elder Care Planning Issues
  • Estate Planning
  • Executive Benefit Planning
  • Business Owner / Closely Held Business Planning
  • Divorce Financial Planning and Consulting
  • Income Tax Planning
  • College Planning
  • Protection Planning including
  • Disability Income Insurance Review
  • Life Insurance Needs Analysis
  • Long Term Care Insurance Needs Analysis

guidance

  • Fee Based Asset Management
  • Exchange Traded Funds (ETF)
  • Mutual Funds
  • Common Stock
  • Bonds
  • Unit Investment Trusts (UIT)
  • Alternative Investments
  • Variable Annuities
  • 529 Education Plans
  • Traditional and Roth IRA Plans
  • SEP and SIMPLE IRA Plans for business owners
  • Many Other Small Business Friendly Plans
  • Life, Disability and Long Term Care Insurance Products

direction

  • Scheduled Update and Outlook Meetings
  • Monitoring progress toward goals
  • Looking forward to the future and measuring the impact of life path changes (retirement, marriage, divorce, empty nest, death, etc.) on your targets and recalibrating if needed
  • Environmental scan – are there changes that will have an impact on your path (i.e. tax law changes, etc.)
  • Unrivaled consistent and reliable service, communication and advice

what to expect

Our unique “Client First” experience is personal and individually tailored to meet your life goals. Here is what you can expect throughout the journey of working with the M2 Financial team.

M2 Customer Journey